SafeLend Canada Inc. and its Lender Partners believes your privacy is important and deserves protection. Our Privacy Policy explains how SafeLend Canada Inc. collects, uses, discloses and retains personal information, including information collected by SafeLend Canada Inc. through websites and telephone calls.

PRIVACY POLICY UPDATES
Due to the evolving nature of the internet, SafeLend Canada Inc. may need to update this Privacy Policy from time to time. This will be updated additionally on our website so that you are always aware of the changes regarding your personally identifiable information and how it is being used.

If you have any questions or concerns regarding our Privacy Policies, you may contact us directly in the following
ways:
• By Email: privacy@safelendcanada.ca
• By regular mail: SafeLend Canada Inc., 6184 County Road 9, New Lowell, ON. L0M 1N0

YOUR CONSENT
While visiting our site, you can do so without having to reveal any personal information. You may take the opportunity to contact us with questions or comments, request quotes or information, or complete an application.

With the above options, we may collect personally identifiable information that you have chosen to submit such as your name, contact data (address, email address, phone number), gender, social insurance number, driver’s license number, income level and other financial information, license information, age or date of birth and employment information. We may also collect additional personal information that you voluntarily include in your postings or transmit with our communications with us.

We may use your information to deliver requested services or information, provide you with notices regarding goods or services and/or follow up with you in the future, or to improve the contents and general administration of the site and our services.

PERSONAL INFORMATION
In this Privacy Policy, “Personal Information” is defined as information about an identifiable individual, such as name and email address, but does not include (to the extent permitted by law) information that is publicly available in a telephone directory or that is business contact information.
SafeLend Canada Inc. uses your personal information collected for purposes relating to or arising from your relationship and transactions with SafeLend Canada Inc. and as otherwise set out in this Privacy Policy or permitted by applicable law, including:
• To administer your relationship with SafeLend Canada Inc., including to create and manage your account with SafeLend Canada and to contact and correspond with you regarding those matters;SafeLend Canada Inc.
• To facilitate your interactions and transactions with SafeLend Canada Inc., including to process your
applications, requests or orders and payments;
• To provide services and products to you;
• To process and respond to your inquiries, requests and other communications;
• To provide you with information (including by email and other electronic messages) regarding SafeLend
Canada Inc. and its products and services and related products and services offered by other businesses, to the extent permitted by applicable law;
• To maintain, protect and improve SafeLend Canada Inc. products and services and the ongoing development of new products and services; and
• To protect and enforce SafeLend Canada Inc. legal rights, interests and remedies and to protect the business, operations and customers of SafeLend Canada Inc. or other persons

INFORMATION THAT SAFELEND CANADA INC. COLLECTS

Information You Provide:
You may be asked to voluntarily give your personal information to SafeLend Canada Inc. when you interact either orally or in writing. This may include submitting an application form and/or a telephone call with SafeLend Canada to qualify or approval on a product or service. You may choose not to provide certain requested personal information, but this may result in your application being not submittable and you will not be able to proceed with your intended interaction or transaction with SafeLend Canada Inc. You can choose not to interact via a telephone call and communicate solely through writing or electronic transmission.

Cookies
Cookies are small text files stored on a user’s hard drive containing unique identification number used to identify your computer. Cookies are used on most websites and do no save any personal information. Browsers will automatically accept or reject cookies or notify you each time a cookie is set by a website you visit. SafeLend Canada Inc. uses cookies to measure traffic on our website so that we may optimize our website and services to improve the overall experience for our clientele.

Children’s Privacy
SafeLend Canada Inc. is not intended for children under the age of 18. We do not target our services or this site to children under 18 nor do we knowingly collect personally identifiable information from children under the age of 18.

Aggregate Information
SafeLend Canada may track the total number of visitors to our site, the number of visitors to each page of our site, browser type, and IP addresses, and we may analyze this data for statistics in the aggregate, but such information will be maintained, used and disclosed in aggregate form only and it will not contain personally identifiable information. We may use such information to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use.

Credit Report
When you apply or submit an application using the services of SafeLend Canada Inc., they may obtain, and continue to periodically obtain, your credit score and related information from a credit reporting agency to process or fulfill a transaction , and to update your confidential profile for use by SafeLend Canada Inc. for purposes set out in this Privacy Policy. We will inform you if such a report has been ordered and will provide you with the name and address of the credit reporting agency that completed the report at your request.

You also acknowledge and agree that any lenders or other persons or organizations to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any legitimate purpose associated with your application for credit, extending credit, modifying the terms of your credit agreement, collection on your account, or similar services or products.

Bank Information
By submitting an application through SafeLend Canada Inc., you acknowledge and agree to the retrieval of your bank account information (But not your bank account sign-in credentials) and disclose the bank account information to independent businesses, including SafeLend Canada Lender partners or service providers, for purposes set out in this Privacy Policy.

Information Regarding Referred Transactions
If SafeLend Canada refers you to an independent business (i.e. lender, credit card company or car dealer) for a proposed transaction (i.e. loan or credit card), then SafeLend Canada Inc. may collect that independent information regarding the transaction to update your confidential profile for use by SafeLend Canada Inc. as set out in this Privacy Policy.

Specific Consents
SafeLend Canada Inc. may disclose your personal information in accordance with express or implied consents that you give during your interactions and transactions with SafeLend Canada Inc.

Law Enforcement/Legal Disclosures
SafeLend Canada Inc. may disclose your personal information as required or authorized by applicable law, including to comply with a subpoena, warrant or court or arbitral order or litigation disclosure obligation. SafeLend Canada Inc. may disclose your personal information to law enforcement agencies or other independent organizations if SafeLend Canada Inc. reasonably believes the disclosure is necessary or appropriate in connection with national security, law enforcement or other issues of public importance, or if SafeLend Canada Inc. reasonably believes the disclosure is necessary or appropriate to protect and enforce SafeLend Canada Inc. legal rights, interests and remedies or to protect the rights, interests, business, operations or customers of SafeLend Canada Inc. or other persons
(including to detect and prevent fraud or other illegal activities, enforce any of the terms of use, terms of service or other agreements that govern access to or use of any of the SafeLend Canada Inc. products or services. SafeLend Canada Inc. has no control over, or responsibility or liability for, the use, disclosure and retention of your personal information by the agencies, independent organizations or other persons to whom SafeLend Canada Inc. discloses the information in the foregoing circumstances, and the use, disclosure and retention of the disclosed information by those agencies, independent organizations or other persons in not subject to this Privacy Policy.

Links to Third Party Sites
Safelendcanada.com may provide links to other websites or resources over which SafeLend Canada does not have control (“External Websites”). Such links do not constitute an endorsement by SafeLend Canada Inc. You acknowledge that SafeLend Canada Inc. is providing these links to you only as a convenience, and further agree that they are not responsible for the content of such External Websites. Your use of such External Websites is subject to the terms of use and privacy policies located on the link to those sites.

Accuracy and Access to Personal Information
SafeLend Canada Inc. will rely on you to ensure that the personal information which you provide is accurate, complete and up to date as necessary for the purposes for which SafeLend Canada Inc. uses the personal information. You agree to promptly notify SafeLend Canada Inc. of any changes to your personal information by contacting SafeLend Canada Inc.

You may request access to your personal information collected by SafeLend Canada Inc., and it’s use, disclosure and retention of that personal information by submitting a written request to SafeLend Canada Inc. using the contact information noted below. Subject to applicable exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information and you will be entitled to verify the accuracy and completeness of your personal information and to have the information revised as appropriate. You may be required to pay a processing fee to gain access to your personal information. SafeLend Canada Inc. may decline to process a request that is unreasonably repetitive, frivolous, or impracticable, that infringes or jeopardizes the privacy of other persons, or for other reasons permitted by applicable law.

Protection of Personal Information
SafeLend Canada Inc. uses reasonable safeguards – including administrative, physical and technical security and safeguarding measures – appropriate to the sensitivity of the personal information in SafeLend Canada Inc. possession or under its control to protect the information from unauthorized access, collection, use, or disclosure, disposal or similar risks. Nevertheless, security risks cannot be eliminated, and SafeLend Canada Inc. cannot guarantee that your personal information will not be used, disclosed or deleted in ways not otherwise described in this Privacy Policy.

Contacting SafeLend Canada Inc. Chief Privacy Officer:
If you have any questions or comments about this Privacy Policy or how SafeLend Canada Inc. deals with your personal information, please contact SafeLend Canada Inc. Chief Privacy Officer by mail or email at:

Mail:
SafeLend Canada Inc. – Chief Privacy Officer
6184 County Road 9
New Lowell, ON. L0M 1N0
Or Email:
privacy@safelendcanada.ca

This Privacy Policy was last updated: January 2021